Hail leaves dents across the roof, bonnet and boot lid. Individually they are small, but a severe storm can leave hundreds, and the cost of repairing them all can exceed the value of an older vehicle.
A hail write-off is unusual among total losses because the vehicle is typically mechanically and structurally perfect. The damage is entirely cosmetic.
That makes hail-damaged vehicles genuinely good value for buyers who do not mind the appearance, provided the title status is understood and reflected in the price.
Why it matters
It is the one total loss category where the underlying vehicle may be completely sound, but the title brand and the resale penalty are just as permanent.
How to check it
Sight along panels under strong light. Confirm no dent has broken paint, because unpainted dents will corrode.
Does this apply to the car you are looking at?
Run the VIN or plate and see what is actually on record.
Related terms
Definitions are general guidance, not legal advice. Title rules, total loss thresholds and inspection requirements are set by each state and change over time, so confirm the position with the motor vehicle agency for the state the vehicle is titled in before relying on it.